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Flood zone · California

Flood zone in California

Flood zone (FEMA NFHL) data for ZIP codes in California. Pick a ZIP below to dive into the flood zone summary.

Last verified 2026-05-13 · methodology

What lands here

Pages show the flood zone code, what it means in plain English (1% annual chance zone, 0.2% annual chance zone, or outside mapped hazard), and the base flood elevation where assigned.

Source & refresh

FEMA NFHL. Refreshed quarterly loma updates. Primary source →

California top concern

Wildfire (WUI), seismic, water-supply variability

California carries the highest concentrated WUI wildfire risk in the US per USFS WHP, with FAIR Plan + non-renewal pressure intensifying since 2017 fires. FEMA NFHL coverage is strong; drinking-water systems vary from large urban (LADWP, EBMUD) to small disadvantaged community systems flagged in EPA SDWIS. Radon risk is mostly Zone 2-3.

See California state page for the full state-level rollup across all 12 dimensions.

Read more on flood zone

Editorial deep-dives explaining the source data, its limits, and how to read it.

29 California ZIPs