zipradar

Flood zone · Florida

Flood zone in Florida

Flood zone (FEMA NFHL) data for ZIP codes in Florida. Pick a ZIP below to dive into the flood zone summary.

Last verified 2026-05-13 · methodology

What lands here

Pages show the flood zone code, what it means in plain English (1% annual chance zone, 0.2% annual chance zone, or outside mapped hazard), and the base flood elevation where assigned.

Source & refresh

FEMA NFHL. Refreshed quarterly loma updates. Primary source →

Florida top concern

Hurricanes, sea-level rise, sinkholes

Florida has the most extensive FEMA NFHL coverage in the US — coastal AE/VE zones plus inland AE driven by storm-surge modeling. Citizens Property Insurance Corp absorbs much of the high-risk private-market shedding. Radon risk concentrates in central FL limestone karst counties; sinkholes are tracked by FDEP separately.

See Florida state page for the full state-level rollup across all 12 dimensions.

Read more on flood zone

Editorial deep-dives explaining the source data, its limits, and how to read it.

26 Florida ZIPs