Flood zone · Washington
Flood zone in Washington
Flood zone (FEMA NFHL) data for ZIP codes in Washington. Pick a ZIP below to dive into the flood zone summary.
Last verified 2026-05-13 · methodology
What lands here
Pages show the flood zone code, what it means in plain English (1% annual chance zone, 0.2% annual chance zone, or outside mapped hazard), and the base flood elevation where assigned.
Source & refresh
FEMA NFHL. Refreshed quarterly loma updates. Primary source →
Washington top concern
Wildfire (eastern), Cascadia seismic, coastal flood
Washington's wildfire risk concentrates in eastern WA + the Cascades. Cascadia subduction zone shapes long-term seismic risk. Puget Sound coastal flood zones face Risk Rating 2.0 pressure. Seattle has documented LCRR lead-service-line obligations.
See Washington state page for the full state-level rollup across all 12 dimensions.
Read more on flood zone
Editorial deep-dives explaining the source data, its limits, and how to read it.
Flood zones explained — what AE, X, and VE actually mean
Plain-English guide to FEMA flood-zone codes (A, AE, AH, V, VE, X, X-shaded). What the 1% and 0.2% annual-chance zones mean for your property and your insurance.
Wildfire Hazard Potential — what the USFS scale means and how to defend your home
Plain-English guide to the USDA Forest Service's Wildfire Hazard Potential 1–5 scale, how to read your community's risk, and concrete home-defense measures.
Wildfire insurance in 2026 — why premiums spiked and what to do
California, Oregon, Colorado, and other Western states have seen wildfire insurance premiums double or homeowners drop entirely. Plain-English guide to the 2026 market.
FEMA flood zones — AE vs. X vs. VE in plain English
FEMA's National Flood Hazard Layer maps every US property's flood-zone designation. Here's what AE, X, VE, and AO actually mean for your insurance bill.
9 Washington ZIPs
ZIP 98101
Seattle, WA
Flood zone →
ZIP 98109
Seattle (Queen Anne), WA
Flood zone →
ZIP 98033
Kirkland, WA
Flood zone →
ZIP 99201
Spokane, WA
Flood zone →
ZIP 98225
Bellingham, WA
Flood zone →
ZIP 98115
Seattle (Wallingford), WA
Flood zone →
ZIP 98662
Vancouver (WA), WA
Flood zone →
ZIP 98052
Redmond (WA), WA
Flood zone →
ZIP 98039
Medina (WA), WA
Flood zone →